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Great low rates, quick 24 Hour approval, quick service set-up, and friendly, professional customer service before and after your set-up!
Cyberauthorize Merchant Services offers the top rated real-time payment gateways at the absolute lowest prices. Our knowledgeable payment specialist can tailor a payment solution specific to your unique business.
Cyberauthorize offers merchant accounts with NO APPLICATION FEES. We offer low monthly fees, interchange pass thru plus pricing, with professional and courteous customer service. Cyberauthorize has provided professional merchant processing services since 1999. We genuiely care about the success of your business.
This pricing program prices each transaction at its base cost then adds the processing mark-up. With over 160 categories a single transaction can bucket into, this pricing program assures the greatest flexibility in processing venues, and the most accurate lowest per transaction cost versus the standard averaged costing methods traditionally used. Interchange pricing is the pricing method of choice traditionally reserved for high transaction volume merchants, processing extremely high monthly volumes; accepting many types of bankcards, and originating from several card issuing banks.
This program is also best for B2B merchants excepting 90% corporate, commercial, purchasing, or government cards. The reconciliation process may be more complicated in that there will be no set flat rate for each transaction. Monthly transactions are documented in great detail, but depending on the type of cards the merchant is accepting, (i.e. Commercial, Corporate vs. Consumer or Rewards) a interchange pass thru account could yield significant monthly savings in transaction cost, only recognizable by high transaction volume. The lower the transaction volume, the higher the basis point mark-up on the account, which could result in a higher cost that a breakout or flat rate pricing. Annual interchange rate increases do not significantly affect this program, because the increases do not affect every category.
ECommerce Merchant Account:
MasterCard/Visa/Discover/American Express
Processor: Various
Interchange Pass thru plus 25 basis points.
Other Processor Fees:
Authorization Fee: $ 0.30 cents/transaction
Monthly Service Charge: $10/month
Daily Batch Fee: $ 0.10 cents/transaction
Monthly processing minimum : None
Annual Fee: Varies by Processor ($99- $179)
PCI Compliance & Non-Compliance Fees: Varies by Processor (Monthly or Annually)
Early Termination Fee: None
Application Approval Processing Time: Normally 24 hrs.
Underwriting Required Documents for eCommerce Merchant Account:
Access to Web Site
Signed Application
IRS Form W-9
Voided Business Check
Current Payment Processor Statements if applicable
3 Months Business Bank Statements if applicable
Website Requirements:
1. DBA must be prominent on the website.
2. Underwriting must be able to see connection between DBA or website name product /service being offered.
3. Customer Service/Email contact information.
4. Refund/ Exchange/Cancellation Policy.
5. Delivery Methods and Timing (If applicable)
6. Statement that transactions are processed in US Currency.
7. Products loaded in shopping cart with detail if applicable.
8. Privacy policy (Short or detailed). Basically stating that company won't abuse, sell, share, etc. confidential information.
**PCI Security Requirements: PCI Compliance provides fraud protection for you and your customers by creating a business that is safe and confidential for cardholders to use their credit cards. NON Compliance makes you vulnerable to fraudulent activity and data breaches which result in cost prohibitive fines and severe loss of brand equity. PCI DSS compliance is mandated by the card associations. The standard is overseen by an independent council of the five major brands. For more information, and all the facts please visit: www.pcisecuritystandards.org. The selected processor will assist you with your initial compliance shortly after account approval..
To obtain a merchant account for your business, simply email us at Sales@Cyberauthoize.Com. Be certain to provide your name, business name, and full contact information. Upon receipt, a customer care representative will forward you our Confidential Information Form to complete, followed by the Processor’s Application, Merchant Agreement and Terms and Conditions for your review and signature. Most new merchant accounts are approved within 1-2 days.
Cyberauthorize, based in Jacksonville, excels in merchant services, enabling businesses to process payments online, in-store, and by phone. Known for its transparent pricing, competitive fees, and advanced gateways like Authorize.Net, it also provides PCI compliance, mobile solutions, and dedicated support for small to mid-sized businesses.
